THE BETTER WAY
TO 401(K)

DO YOU WANT TO...

We are independent 401(k) consultants who help employers build better retirement plans.

REVIEW YOUR CURRENT PLAN

Are you meeting your fiduciary obligations? Or are you at risk of lawsuits? We can give you an answer AND tell you exactly how much any violations might cost you.

REVIEW YOUR PROVIDERS

The government expects you to complete regular due diligence on your providers. Are you sure you (and your employees) are getting a good deal?

REVIEW YOUR INVESTMENTS

We look at whether your investment oerings have triggered lawsuits, check your share classes, analyze the fees you (and your employees) pay, and more.

SET UP A NEW PLAN

Ready to oer a retirement plan to your team, but not sure where to start or who to trust? As an indepdent, agnostic, fiduciary firm, we only work for you.

Prices vary based on number of employees and complexity of oerings.

WHY GRANITE
401(K) ADVISERS?

A TRACK RECORD OF EXCELLENCE.

Our team has been doing this for decades; we know the rules, trends, and players and we put our expertise to work for you.

FULLY INDEPENDENT AND AGNOSTIC.

We aren't paid to recommend specific products or providers; our advice puts you and your employees first.

NO GIMMICKS.

ERISA is complicated—there's no technology or catchy slogan that will change that. But complicated doesn't have to be bad.

RELATABLE EXPERTISE.

You shouldn't need a degree in retirement planning or a dictionary to know if your providers are doing a good job. We get into the weeds so you don't have to, then explain things to you in plain English.

WE PROVIDE THE KIND OF ADVICE AND SERVICE WE'D WANT TO GET IF WE WERE IN YOUR SHOES.

MEET THE TEAM

MALCOLM

BROWN, JD, LLM

BILLY

EVANS

JAMES

HOLLAND

JAMIE

LINKOWSKI

OUR PARTNERS

GRANITE FINANCIAL PARTNERS

At Granite Financial Advisers, we do not provide investment advice. Our services are purely consultative. However, we have a partnership with Granite Financial Partners and Granite Retirement Partners. This can help ensure a seamless experience for clients who need fiduciary services and/or help monitoring and managing investments.

MOUNTAIN EMPIRE LEGAL SERVICES

Legal services provided by Malcolm Brown are handled in partnership with Mountain Empire Legal Services, LLC. Learn more about Mountain Empire Legal Services.

SYNCHRONOMICS

Synchronomics helps employers provide better benefits packages to their employees. As the only dual-registered 402(a) fiduciary, Synchronomics is uniquely positioned to evaluate a company's retirement plan AND its healthcare package. Learn more about Synchronomics.

RESOURCES

YOUR STEP-BY-STEP GUIDE TO BUILDING A RETIREMENT PLAN.

If you aren't sure what goes into building a retirement plan, this visual guide takes you through the process.

PLAN ANALYZER.

We have access to the only patented tool to accurately estimate the potential liability you face due to any mistakes or missteps in your retirement plan.

BE AWARE: LAWSUITS ARE ON THE RISE.

Fee-related class action lawsuits against retirement plan sponsors jumped 35% in 2024 and are increasing at a "near record pace."

ERISA, EXPLAINED. (SORT OF.)

The Employment Retirement Income Security Act of 1974, and all of its many revisions, is so complicated it comes with pages of compliance assistance. If you don't want to immerse yourself in these details, don't worry. That's why we're here.

DON'T FORGET THE IRS.

The Department of Labor isn't the only government agency to worry about; the IRS strictly monitors employer-sponsored retirement plans, too.